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Groundhog (image)
02/02/2024 in Personal, Small Business, Small Business Resources, Finance

Personal Finance Tasks That Feel Like Groundhog Day

Edward A. Sanchez, Brass Ring Web Design 0 Like Post 0 Comment

Everyday financial tasks often resemble the repetitive cycle experienced by Bill Murray in Groundhog Day. These routine personal finance tasks can feel like an endless repetition of the same day. From ...

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Affilliate Marketing (Happy female business owner w/ phone & laptop, image)
02/02/2024 in Marketing, Small Business, Small Business Resources, Collaboration

Affiliate Marketing For Small Business: Pass Or Play?

Edward A. Sanchez, Brass Ring Web Design 0 Like Post 0 Comment

There isn’t one right way to do marketing. The more I’ve dabbled in marketing, the more I’ve realized it’s a bottomless pit of possibilities. I also noticed the value of affiliate marketing, something ...

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Financial goals (image: hand holding currency)
12/31/2023 in News, Small Business, Small Business Resources, Finance

How To Make New Year’s Financial Resolutions That Stick

Edward A. Sanchez, Brass Ring Web Design 0 Like Post 0 Comment

Improving finances is a common resolution for the New Year. In 2023, 53% of Americans who set resolutions wanted to prioritize getting their finances in order. While that figure has dropped to 38% for ...

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Federal Reserve Board Chair Jerome Powell speaks during a news conference about the Federal Reserve’s monetary policy at the Federal Reserve (image)
12/27/2023 in News, Leadership, Small Business, Small Business Resources, Finance

The 12 People Who Will Most Impact Your Small Business In 2024

Edward A. Sanchez, Brass Ring Web Design 0 Like Post 0 Comment

There are 12 people whose decisions will impact the profits and growth for many small businesses next year. Keep a close eye on them. (Read on...)

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Calculator (image)
12/16/2023 in Small Business, Small Business Resources, Finance

10 Key Financial Metrics Every Small Business Should Track

Edward A. Sanchez, Brass Ring Web Design 0 Like Post 0 Comment

To uncover the key financial metrics pivotal for small business success, we’ve gathered insights from ten industry leaders, including COOs and a content writer. From the importance of monitoring Net R ...

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12/04/2023 in News, Personal, Small Business, Finance

Debt Relief Guide: What To Know

Edward A. Sanchez, Brass Ring Web Design 0 Like Post 0 Comment

Key Takeaways: Using a debt consolidation loan to combine your existing debt can help you streamline your monthly payments and save on interest. Other debt relief strategies like debt settlement and b ...

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Gavin Newsom (delighted, image)
11/08/2023 in News, Leadership, Small Business, Small Business Resources, Awareness

Small Businesses File Brief Against California’s Unconstitutional Shutdowns

Edward A. Sanchez, Brass Ring Web Design 0 Like Post 0 Comment

FRESNO, Calif. (Nov. 8, 2023) – NFIB filed an amicus brief in the case Ghost Golf Inc. et al. v. Gavin Newsom at the California Court of Appeal, Fifth Appellate District. The case concerns Governor Ne ...

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10/10/2023 in Leadership, Small Business, Small Business Resources, Finance

Small Business Funding – How To Get A Cash Boost For Your Business

Edward A. Sanchez, Brass Ring Web Design 0 Like Post 0 Comment

If you're an up-and-coming entrepreneur, you're going to face the challenge of getting investment for your small business. Start-up funding can seem hard to come by, and indeed the funding landscape i ...

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09/01/2023 in News, Leadership, Small Business, Small Business Resources

How to Scale Your Small Business in 8 Steps

Edward A. Sanchez, Brass Ring Web Design 0 Like Post 0 Comment

There are always smaller competitors waiting to take your market share, and it's only a matter of time before you transition from the hunter into the hunted. So you need to think of scaling not just i ...

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08/20/2023 in Leadership, Small Business, Small Business Resources

Top Tips for a Great Small Business Marketing Plan (INFOGRAPHIC)

Edward A. Sanchez, Brass Ring Web Design 0 Like Post 0 Comment

A small business’ marketing plan plays a critical role in the success of the business. Small businesses that have a clear marketing plan continue to grow and meet their objectives, while those with a ...

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08/02/2023 in Leadership, Personal, Small Business Resources, Finance

How To Financially Prepare For A Layoff

guest-author 0 Like Post 0 Comment

Over the past 18 months, our firm has seen not just an increase in clients who have been laid off but more meetings than ever with those concerned about the increasingly unstable job market and whethe ...

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07/31/2023 in News, Small Business, Small Business Resources, Finance

Small Businesses Can Make More Money in 2023 by Using This Secret Weapon

guest-author 0 Like Post 0 Comment

As a small business owner, you’re always searching for ways to attract new customers to increase your revenue and grow the company. Chances are that you’ve spent a significant amount of money on vario ...

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07/31/2023 in Personal, Small Business, Small Business Resources, Finance

Financial Planning for Small Business Owners

guest-author 0 Like Post 0 Comment

There are many different kinds of small business owners in all stages of their business. Some have just started putting their ideas into action in a startup, while others are in the growth stage or ev ...

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07/26/2023 in Small Business, Small Business Resources, Finance

Where to Get Free Money to Start a Small Business in 2023

guest-author 0 Like Post 0 Comment

Small business owners don’t always have access to enough resources to meet their goals. Luckily, there are many business grants and other funding programs available to help. Here’s a guide to several ...

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07/22/2023 in Leadership, Personal, Small Business, Marketing, Sales, Social Media, Small Business Resources, Finance, A Better World, Awareness, Wellness

Best Business Books of All Time

guest-author 0 Like Post 0 Comment

Reading great business books is one of the most cost-effective methods to become a whip-smart business person. As business book editors, we read a lot of books — and this curated book list is to bring ...

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07/19/2023 in Leadership, News, Small Business, Small Business Resources, Finance

Small Businesses to Congress: Prioritize Passing the Main Street Tax Certainty Act this Congress

guest-author 0 Like Post 0 Comment

“Passing the Main Street Tax Certainty Act would stop an enormous tax increase currently scheduled to strike small businesses at the end of 2025,” said Brad Close, NFIB President. “The 20% Small Busin ...

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07/18/2023 in News, Small Business, Marketing, Sales, Small Business Resources

Experts Say This Is the Key to Marketing a Mom and Pop Business

guest-author 0 Like Post 0 Comment

Marketing opportunities are endless, but marketing budgets are finite. Is it better for a mom-and-pop business to put money into online and social media marketing, or to invest in real-life sponsorshi ...

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07/17/2023 in Personal, News, Small Business, Small Business Resources, Finance

The Impact of Technology On Personal Finances

guest-author 0 Like Post 0 Comment

Technology has transformed how we interact, work, and even handle money. From mobile banking applications to digital budgeting tools, technology has changed the financial landscape, giving customers u ...

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07/14/2023 in News, Small Business, Sales, Small Business Resources, Finance

For Many Small-Business Owners, a Necessary Shift to Digital Payments

guest-author 0 Like Post 0 Comment

The number of Americans who say they are “cashless” has jumped in the last five years. Forty-one percent of Americans said they did not use cash for their purchases in a typical week in 2022, up from ...

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06/30/2023 in Small Business, Small Business Resources

6 Types of Insurance for Small Businesses

guest-author 0 Like Post 0 Comment

Small businesses can face many risks. Learn about different types of insurance that can protect your company from unexpected circumstances. Small businesses face a variety of risks, ranging from natur ...

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06/30/2023 in Marketing, Small Business, Social Media

5 Tips For Effective PPC Bidding On A Budget

guest-author 0 Like Post 0 Comment

PPC advertising can be a game-changing tool for small businesses looking to kickstart sales or increase brand awareness. Unfortunately, it’s also extremely easy to overspend if you aren’t careful.  Wh ...

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06/29/2023 in Small Business, Small Business Resources, Finance

Small-Business Financing Options

guest-author 0 Like Post 0 Comment

When you need cash to finance your business’s growth or ongoing operations, there are many small business finance options to choose from. Financing options range from business credit cards and microlo ...

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06/29/2023 in Leadership, News, Small Business, Small Business Resources

Small Businesses, Big Opportunities

guest-author 0 Like Post 0 Comment

More than 70% of business owners want to originate digitally, and often the only easy way to do that is with a personal account, as banks have lagged on digital originations for businesses with multip ...

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06/29/2023 in Personal, News, Small Business, Finance

4 Ways To Save On Cooling Costs As A Dangerous Heat Wave Grips Millions Of Americans

guest-author 0 Like Post 0 Comment

As millions of Americans across the country grapple with scorching heat, experts are offering tips for saving money amid record-breaking temperatures.

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11/23/2022 in Small Business, Marketing, Tech & Tools

5 Principles To Follow When Allocating Your Marketing Budget In An Uncertain Economy

guest-author 0 Like Post 0 Comment

Even with the threat of a recession in the next year, companies should prioritize marketing to stay ahead of competitors. In fact, marketing spending is on the rise—now is not the time to back down. C ...

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11/11/2022 in Small Business, Small Business Resources, Finance

Run A Small business? Follow This End-of-the-Year Checklist Before 2022 Ends

guest-author 0 Like Post 0 Comment

Make sure you don’t forget anything important with this small business checklist. We put together some of the most important steps you should take before the year ends. Now is the time to tie up loose ...

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11/09/2022 in Personal, Small Business Resources, Finance

4 Personal Finance Secrets of Successful, Wealthy People

guest-author 0 Like Post 0 Comment

Wealth creation is an extremely popular topic of discussion. In a world where everyone wants to spend their money and has an eagerness to enjoy material possession, some people work day and night to m ...

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11/09/2022 in News, Marketing, Small Business, Sales, Small Business Resources, Finance

Small Businesses Face Economic Strain Even With Loyal Patrons

guest-author 0 Like Post 0 Comment

Brand loyalty is one thing, but when that loyalty is directed at a small business, it stands to benefit an entire community...The relationship between a small business and its customers is unique — ra ...

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11/08/2022 in Personal, Small Business Resources, Finance

10 Most Common Reasons Why People Are Still Working in Retirement

guest-author 0 Like Post 0 Comment

Even retirement can’t stop some people from continuing to work, either by choice or out of necessity. Retirement may be a great goal to work toward, but there are reasons you may still be working afte ...

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11/06/2022 in Personal, Finance

5 Simple Ways to Prepare Your Personal Finances for a Recession

guest-author 0 Like Post 0 Comment

The economy in the U.S. is crumbling, and many are predicting a recession that could be on par with the Great Depression or worse. Around the world, inflation is soaring, and we can all feel the groun ...

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Terms & Conditions

Standard features with every website:

  • Advanced needs analysis, marketing consultation
  • One-on-one guidance through planning process
  • Creation of tailored Marketing Calendar
  • Installation & configuration of WordPress software on your hosting
  • Installation & configuration of your WordPress Theme* using your branding
  • Marketing Home Page “billboard” w/call(s) to action
  • Custom graphic design labor (up to 3 hours included)
  • Up to 50 high-quality images
  • Advanced functionality (contact form, social media, automated back-up, security)
  • 2 contact forms: 1 custom, 1 simple (newsletter, etc.)
  • Up to 20 static pages/posts (may include image gallery)
  • One-on-one website/marketing training (3hrs.)
  • One-on-one coaching support (3hrs.)

60 day warranty (we take care of changes, fixes, etc. while we coach you to work on your site.)

*Not included. (Typically $40-60, we’ll discuss that before you purchase)

 
By purchasing from Brass Ring Web Design, you confirm that you (the client) agree to adhere by these terms and conditions of these terms of service. These terms of service represent an agreement between you (the client) and Brass Ring Web Design (the developer)
1.      Time for Payment – All invoices are payable upon receipt.  The grant of any license or right of copyright is conditioned on receipt of full payment. Any extras must be paid prior to website launch.
2.      Default in Payment – The Client shall assume responsibility for all collection of legal fees necessitated by default in payment.
3.      Estimates – If this form is used for an estimate or assignment confirmation, the fees and expenses shown are minimum estimates only.  Final fees and expenses shall be shown when invoice is rendered.  The Client’s approval shall be obtained for any increases in fees or expenses that exceed the original estimate by 10% or more.
4.      Expenses – The Client shall reimburse the Developer for all expenses arising from this assignment, including the payment of any sales taxes due on this assignment and shall advance $TBD (if any) to the Developer for payment of said expenses.
5.      Progress Reports – The Developer shall contact or meet with the Client on a mutually acceptable schedule to report all tasks completed, problems encountered, and recommended changes relating to the development and testing of the digital media.  The Developer shall inform the Client promptly by telephone upon discovery of any event or problem that may significantly delay the development of the work.
6.      Changes – The Client shall be responsible for making additional payments for changes requested by the Client in original assignment.  However, no additional payment shall be made for changes required to conform to the original assignment description.  The Client shall offer the Developer the first opportunity to make any changes.
7.      Designee -The Developer shall designate (Edward A. Sanchez) and the Client shall designate one individual as the only designated persons who will send and accept all deliverables and receive and make all communications between the Developer and the Client.Neither party shall have any obligation to consider for approval or respond to materials or instructions submitted other than through the designated persons designated in “website planner form”.  Each party has the right to change its designated person upon 5 days written notice to the other.
8.      Hosting – The Client authorizes the developer to access their website hosting account for purposes of ascertaining status, settings along with making any necessary changes needed for purposes of this project.
9.      Website Maintenance – The Developer agrees to provide the Client with reasonable technical support and assistance to maintain and update the Website after launch during the Warranty Period of 60 days at no cost to the Client.  Such assistance shall not exceed 1  hour per calendar month.  After the expiration of the Warranty Period, the Developer agrees to provide the Client with reasonable technical support and assistance to maintain and update the Website on the Internet for an annual fee of N/Afor a period of N/A years after the last day of the Warranty Period payable thirty (30) days prior to the commencement date of each year of the Maintenance Period.  Such maintenance shall include correcting any errors or any failure of the Website to conform to the specifications.  Maintenance shall not include the development of enhancements to the originally contracted project.
10.    Confidential Information – The Developer acknowledges and agrees that the source materials and technical and marketing plans or other sensitive business information, including all materials containing said information, which are supplied by the Client to the Developer or developed by the Developer in the course of developing the digital media are to be considered confidential information.  Information shall not be considered confidential if it is already publicly known through no act of the Developer.
11.    Return of Source Information – Upon the Client’s acceptance of the Golden Master, launch of website or upon the cancellation of the project, the Developer shall provide the Client with all copies and originals of the source materials provided to the Developer.
12.    Ownership of Copyright – Client acknowledges and agrees that Developer retains all rights to copyright in any original artwork created by developer.
13.    Ownership and Return of Artwork – The Developer retains ownership of all original artwork, in any media, including digital files, whether preliminary or final.  The Client waives the right to challenge the validity of the Developer’s ownership of the art subject to this agreement because of any change or evolution of the law and will return all artwork within thirty (30) days of use.
14.    Cancellation – In the event of cancellation of this assignment, ownership of all copyrights and the original artwork shall be retained by the Developer If, for any reason, client should decide to cancel this order, 15% of total shall be retained by designer until such point as work commences.  Once work commences, if assignment is cancelled, fee owed will be based upon actual work completed. (See rates above)
15.    Ownership of Engine – The Developer retains ownership of all engines used in the production of the product unless those engines are provided by the Client.
16.    Credit – The Developer shall be given credit in footer of site in this form: WordPress Website by Brass Ring Web Design (incl. Link)
17.    Alterations – Any electronic alteration of original art (color shift, mirroring, flopping, combination cut and paste, deletion) creating additional art is prohibited without the express permission of the Developer.  The Developer will be given first opportunity to make any alterations required.  Unauthorized alterations shall constitute additional use and will be billed accordingly.
18.    Limitation of Liability – Client agrees that it shall not hold the Developer or his/her agents or employees liable for any incidental or consequential damages which arise from the Developer’s failure to perform any aspect of the Project in a timely manner, regardless of whether such failure was caused by intentional or negligent acts or omissions of the Developer or a third party.  Furthermore, the Developer disclaims all implied warranties including the warranty of merchantability & fitness for a particular use
19.    Unauthorized Use and Program Licenses – The Client will indemnify the Developer against all claims and expenses arising from uses for which the Client does not have rights to or authority to use.  The Client will be responsible for payment of any special licensing or royalty fees resulting from the use of graphics programs that require such payments
20.    Delays -The Developer will make every good faith effort to meet or exceed any mutually agreed deadlines. It is understood that this is a collaborative process & client agrees to provide completed questionnaire(s), text & image content within a reasonable period of time. We consult with you throughout this process so you’ll have guidance. A typical website project takes 6-8 weeks. If an excessive amount of weeks pass and content is not received for us to work with, do understand that reopening files & getting reacquainted with aged projects poses an extra challenge &likely increase overall increase in time expenditure. For this reason, a late fee may apply. Understand that delays can also negatively impact our other active clients’ projects. We will discuss creating content for you or hiring out content creation to help you move forward.
21.    Excessive Contact – We are in business to be of service & do not apply strict limits to the amount of support we give to our clients. The client understands that the developer must ensure it is able to provide quality service to all its clients, and that no clients should be disadvantaged by the behavior of others. Training time: Typically up to 3 hours of 1-on-1, in person or by phone after launch to ensure designated staff is able to carry out website content management, etc. Coaching time: During 60 day post-launch warranty, we will support trainee(s) to ensure confidence. Typically, 3 total hours but we are dedicated to getting you confident and capable by the end of your warranty period.
22.    Dispute Resolution – Any disputes in excess of $5000.00 (maximum limit for small claims court) arising out of this Agreement shall be submitted to binding arbitration before the Joint Ethics Committee or a mutually agreed upon arbitrator pursuant to the rules of the American Arbitration Association.  The Arbitrator’s award shall be final, and judgment may be entered in any court having jurisdiction thereof.  The Client shall pay all arbitration and court costs, reasonable attorney’s fees, and legal interest on any award of judgment in favor of the Creator.
23.    Acceptance of Terms – Payment for this system indicates acceptance of above terms & conditions.

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